An effective public retirement system is financially sustainable over the long term, doesn’t crowd out other spending or present unacceptable risks, and is governed in a transparent and understandable manner that represents the interests of all stakeholders.

How does Colorado’s system actually perform? Explore the following topics to discover more:

Crowd Out

An effective public retirement system is financially sustainable in the long term.

Taxpayer Risk

An effective retirement system represents the interests of all stakeholders.

Legislative Pension Studies

Three studies of PERA were funded by the Colorado Legislature in 2014.

Underfunding

An effective public retirement system lets policymakers respond as necessary to address future costs.

Impacts of Senate Bill 1

Colorado has underfunded PERA by $25.8 billion.

Transparency

An effective public retirement system is governed in a transparent and understandable manner.